OCEAN PACIFIC MORTGAGE
"For All Your Mortgage Needs"
Meet the Broker!
Thank you for coming and visiting Ocean Pacific Mortgage. I have over 10+ years exp. helping people get the best program and lowest rate possible. Ocean Pacific has a variety of loan programs to choose from. Feel free to call me at 509-599-1565. Thanks again!
FSBO LISTINGS
Nice Rancher!
443 N. Larri Lee Post Falls Idaho. 3bed 2 bath rancher in excellent condition. Price $179,900
see picsGreat Deal!
1264 E. Warm Springs Post Falls Idaho. 4bed 3 bath rancher with basement. Price $379,900
see picsLots of Land!
395 Memory lane Oldtown, Idaho. 4bed 3 bath on 5.7 acres. Price $299,900
Add your listing to Coeur d'Alenefsbo.comThe Right Loan
Choosing the right loan
Though the number of mortgage programs and options has grown in the last decade,
the type of loan that's right for you still depends on how much you can
afford and what your future plans are. Depending on your personal situation,
some home loans may be more attractive than others.
For example, a fixed-rate loan, the most popular option today, works best for
those planning to put down roots. You've locked in your rate for the term of the
loan, whether it's for 15 or 30 years. However, some buyers may opt for
an adjustable-rate mortgage (ARM), because its initial interest rate is lower than a
fixed-rate loan - and it lets you qualify for a larger loan amount. But
with an ARM, the interest rate floats, meaning it may go up or
down over the life of the loan, affecting the size of your mortgage payment.
I will help you determine which loan type is right for you.